📋 Legal Document

Terms & Conditions

These Terms and Conditions govern your access to and use of the Cempaka99 platform. Please read this document carefully before registering an account or placing any bets. By using our services, you confirm that you have read, understood, and agreed to all provisions set out herein.

Last Updated: 1 January 2026

Key Terms Highlights

The sections below summarise the most important rules that apply to every Cempaka99 account holder. These highlights do not replace the full terms — please read all clauses carefully.

Account Eligibility

You must be aged 21 or above to register and play on Cempaka99. One account per person is strictly enforced. Identity verification (KYC) is mandatory before withdrawals are processed.

Deposits & Withdrawals

All transactions are processed in MYR. Accepted methods include Touch 'n Go eWallet, Boost, GrabPay, Maybank, CIMB, Public Bank, Hong Leong, DuitNow, FPX, BTC, and USDT.

Bonus Conditions

All bonuses are subject to wagering requirements. Standard rollover ranges from 10x to 20x. Bonus terms, maximum bets, game contribution rates, and expiry windows vary per promotion.

Fair Use & Prohibited Acts

Collusion, use of bots or automation software, fraudulent chargebacks, and abuse of bonuses are strictly prohibited and will result in immediate account suspension and forfeiture of funds.

Responsible Gambling

Cempaka99 enforces 21+ age limits, provides self-exclusion and deposit limit tools, and actively promotes responsible gambling. Playing beyond your means is strongly discouraged.

Jurisdiction & Governing Law

Cempaka99 operates under international e-gaming licensing. Players are solely responsible for determining whether online gambling is lawful in their jurisdiction before registering.

1

Introduction

These Terms and Conditions (hereinafter referred to as "Terms", "Agreement", or "T&C") constitute a legally binding contract between you (the "Player", "User", or "Account Holder") and Cempaka99 (the "Company", "Platform", "we", "us", or "our"), governing your access to and use of all services available at https://cempaka99.cam and any associated mobile interfaces or applications.

By accessing the Cempaka99 website, creating an account, depositing funds, claiming a bonus, or placing a bet of any kind, you unequivocally confirm that you have read, understood, and agree to be legally bound by these Terms in their entirety. If you do not agree with any provision herein, you must cease using the Platform immediately and must not register an account.

Cempaka99 reserves the right to amend, supplement, or replace these Terms at any time. Continued use of the Platform following the publication of any revision constitutes acceptance of the updated Terms. It is your responsibility to review these Terms periodically for changes. The most recent version of these Terms will always be available at https://cempaka99.cam/terms-conditions.

Important Notice for Malaysian Players: Online gambling may be subject to restrictions under Malaysian law. By registering with Cempaka99, you confirm that you have independently assessed the legality of online gambling in your state and are participating entirely at your own legal risk and responsibility. Cempaka99 does not operate under any Malaysian regulatory authority.

2

Definitions

For the purposes of these Terms and Conditions, the following definitions shall apply:

"Platform" The Cempaka99 website located at https://cempaka99.cam, including all pages, game lobbies, betting interfaces, account dashboards, and associated mobile access points.
"Account" A registered user account created on the Platform in accordance with these Terms, uniquely identified by a username and associated with a verified email address.
"Player Funds" All MYR (Malaysian Ringgit) or equivalent cryptocurrency balances held in a Player's account, including both deposited real-money funds and awarded bonus credits.
"Bonus Funds" Credits awarded by Cempaka99 as part of a promotional offer, subject to specific wagering requirements and bonus terms before they may be withdrawn.
"Real Money Balance" Deposited funds that have been cleared and are not subject to active bonus wagering conditions, eligible for withdrawal in accordance with applicable verification requirements.
"Wagering Requirement" The total monetary value of bets that must be placed using bonus funds before any resulting winnings may be eligible for withdrawal. Also referred to as "rollover" throughout these Terms.
"KYC" Know Your Customer — the identity and document verification process required by Cempaka99 prior to processing any withdrawal or as required during account review.
"Prohibited Territory" Any jurisdiction in which the use of online gambling services is wholly prohibited by applicable law, including but not limited to territories where no licensing framework exists to authorise such activity.
3

Account Eligibility

Cempaka99 permits registration and use of its services exclusively to individuals who meet all of the following eligibility criteria at the time of registration and throughout the duration of their account's existence:

  • You are at least 21 years of age. The minimum age of 21 applies universally to all Players on the Cempaka99 Platform, regardless of the legal gambling age in any specific jurisdiction.
  • You are acting as a private individual and not on behalf of any commercial entity in placing bets or using casino games.
  • You are not a resident of, or currently located in, a Prohibited Territory at the time of accessing or using the Platform.
  • You are not a current or former employee, director, officer, contractor, or close family member of any such person employed by Cempaka99 or any of its affiliated entities or software providers.
  • You have not previously been self-excluded from the Cempaka99 Platform, nor have you had an account closed by Cempaka99 for reasons related to fraud, money laundering, bonus abuse, or breach of these Terms.
  • You are of sound mind and not acting under the influence of any substance that would impair your judgment or capacity to consent.

Age Verification: Cempaka99 reserves the absolute right to request documentary proof of age at any stage of a Player's registration or account lifecycle. Where age cannot be satisfactorily verified, the Company reserves the right to suspend or permanently close the account and withhold any funds held therein pending investigation.

4

Account Registration

Each individual Player may hold only one (1) registered account on the Cempaka99 Platform at any time. The creation of duplicate, multiple, or otherwise additional accounts by the same individual — whether using different usernames, email addresses, payment methods, devices, or IP addresses — is strictly prohibited and constitutes a material breach of these Terms.

4.1 Accurate Information

During registration, you must provide accurate, complete, and current information including your full legal name, date of birth, email address, and any other details requested by the Platform. The deliberate provision of false, misleading, or incomplete information during registration constitutes fraud and will result in immediate account closure and forfeiture of all funds.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify Cempaka99 immediately — via live chat or at [email protected] — if you suspect unauthorised access to your account. Cempaka99 shall not be held liable for any loss arising from your failure to keep your login credentials secure.

4.3 Account Transfer

Accounts are strictly personal and non-transferable. You may not sell, transfer, assign, or otherwise convey ownership or access rights to your Cempaka99 account to any third party, whether in exchange for monetary consideration or otherwise.

5

Identity Verification (KYC)

Cempaka99 operates a mandatory Know Your Customer (KYC) verification programme. The following circumstances will trigger a KYC review, during which withdrawals may be suspended pending verification:

  • Processing of the Player's first withdrawal request.
  • Cumulative deposits exceeding thresholds set by our compliance team.
  • Any account flagged by our fraud detection systems for unusual activity patterns.
  • At the discretion of Cempaka99 at any point during the account lifecycle.

5.1 Required Documentation

To complete KYC verification, Players will typically be required to provide copies of the following documents, which must be clear, legible, and currently valid:

  • Proof of Identity: A government-issued photo ID such as a Malaysian MyKad, international passport, or equivalent national identity document.
  • Proof of Address: A recent utility bill, bank statement, or official letter dated within the last three (3) months, showing your full name and residential address.
  • Proof of Payment Method: Evidence of ownership of the payment method used for deposits — such as a screenshot of your Touch 'n Go eWallet profile, Boost account, or bank statement showing your name.

Failure to provide satisfactory KYC documentation within fourteen (14) calendar days of a verification request may result in suspension of the account and, where applicable, return of net deposit amounts to the original deposit source, with any bonus funds forfeited.

6

Deposits & Withdrawals

6.1 Accepted Payment Methods

Cempaka99 currently supports the following payment channels for both deposits and withdrawals, subject to availability and applicable minimum/maximum transaction limits:

  • Touch 'n Go eWallet
  • Boost
  • GrabPay
  • Maybank (via FPX and direct bank transfer)
  • CIMB (via FPX and direct bank transfer)
  • Public Bank (via FPX and direct bank transfer)
  • Hong Leong Bank (via FPX and direct bank transfer)
  • DuitNow QR and DuitNow Transfer
  • FPX (Financial Process Exchange)
  • Bitcoin (BTC)
  • Tether (USDT)

6.2 Currency

All transactions on the Cempaka99 Platform are denominated in Malaysian Ringgit (MYR / RM) unless otherwise stipulated for cryptocurrency deposits. Cryptocurrency deposits are converted to an MYR equivalent at the prevailing exchange rate at the time of transaction confirmation.

6.3 Minimum Transactions

The minimum deposit amount is RM 30 per transaction. The minimum withdrawal amount is RM 50 per transaction. These thresholds may be adjusted periodically and specific limits will be displayed at the point of transaction.

6.4 Withdrawal Processing

Cempaka99 targets withdrawal processing within fifteen (15) minutes for verified accounts using DuitNow or FPX. Processing times for other payment methods may vary. The Company does not guarantee processing times and shall not be liable for delays caused by third-party payment providers, banking systems, or network congestion.

6.5 Withdrawal Conditions

Withdrawals are subject to the following conditions being met prior to processing:

  • Full KYC verification has been completed and approved.
  • All active bonus wagering requirements applicable to the funds being withdrawn have been fully satisfied.
  • The withdrawal amount does not exceed any applicable maximum withdrawal limit as specified in the relevant bonus terms.
  • No active fraud investigation, chargeback dispute, or regulatory hold is in place on the account.

Anti-Money Laundering (AML): Cempaka99 maintains a strict anti-money laundering policy. Withdrawal funds must be returned to the same payment source from which they were deposited, to the extent technically feasible. The Company reserves the right to conduct enhanced due diligence on any transaction or series of transactions that raises money laundering concerns and to report such activity to relevant authorities as required by applicable law.

7

Bonus & Promotions Policy

All bonuses, promotions, free spins, cashback offers, and other incentive programmes offered by Cempaka99 are governed by these general bonus terms as well as any specific terms applicable to the individual promotion. In the event of any conflict, the specific promotion terms shall take precedence.

7.1 Wagering Requirements

Unless otherwise specified in the applicable promotion terms, a standard wagering requirement of between ten times (10x) and twenty times (20x) the bonus amount shall apply before any winnings derived from bonus funds become eligible for withdrawal. The specific multiplier will be stated clearly in the terms of each promotion.

7.2 Maximum Bet Limit During Bonus Activity

While any bonus wagering requirement remains outstanding on a Player's account, the maximum permitted bet per spin, hand, or market selection is capped at RM 500 per round unless a lower cap is specified in the relevant promotion terms. Placing bets that exceed the maximum permitted amount during bonus activity constitutes a breach of these Terms and may result in the forfeiture of the bonus and any associated winnings.

7.3 Game Contribution Rates

Not all game categories contribute equally to wagering requirements. The standard contribution rates are as follows, unless the relevant promotion specifies otherwise:

  • Slot Games: 100% contribution per MYR wagered.
  • Live Dealer Games (Baccarat, Roulette, Sic Bo): 10% contribution per MYR wagered.
  • Blackjack and Card Games: 10% contribution per MYR wagered.
  • Sports Betting Markets: 100% contribution per MYR wagered on markets with odds of 1.50 (decimal) or greater.
  • Sports Betting (odds below 1.50 decimal): 0% contribution — such bets do not count toward wagering requirements.

7.4 Bonus Expiry

All bonus funds and associated wagering requirements are subject to an expiry window. The standard expiry period is 14 calendar days from the date and time of bonus credit, unless the promotion terms specify a different window (commonly 7 days or 30 days). Upon expiry, any uncompleted wagering requirement will result in the forfeiture of the bonus balance and any bonus-derived winnings.

7.5 Bonus Abuse

Cempaka99 reserves the right to withhold, void, or reclaim any bonus, free spin, or promotional offer if it reasonably determines that a Player has engaged in bonus abuse, including but not limited to: low-risk staking patterns designed to complete wagering requirements with minimal risk, coordinated play between multiple accounts, exploitation of technical errors or game malfunctions, or any other strategy intended to circumvent the spirit of the promotion.

8

Betting Rules & Game Conduct

The following general betting rules apply across all game categories available on the Cempaka99 Platform. Specific rules for individual game types, live dealer titles, and sports markets are published within each respective game interface or market page.

8.1 Bet Acceptance

Cempaka99 reserves the right to refuse, limit, or void any bet at its sole discretion, including but not limited to bets placed using erroneous odds, bets that exceed the applicable stake limit for a given market, and bets placed on events that have already commenced unless the relevant in-play market is explicitly offered.

8.2 Malfunctions

In the event of a game malfunction, software error, or communication failure, all affected bets and rounds will be rendered void. Any winnings resulting from a game malfunction are not payable. Cempaka99 will endeavour to notify affected Players promptly and restore account balances to their pre-malfunction state.

8.3 Minimum and Maximum Stakes

Minimum and maximum stake limits are displayed within each game interface and sportsbook market. These limits are subject to change without prior notice. For VIP account holders, adjusted stake limits may be available upon request through dedicated account management.

9

Prohibited Activities

The following activities are strictly prohibited on the Cempaka99 Platform. Engaging in any of the following will constitute a material breach of these Terms and may result in immediate account suspension, permanent closure, forfeiture of funds, and reporting to relevant authorities:

  • Use of Automated Systems: The use of bots, scripts, automated software, artificial intelligence tools, or any other mechanism to place bets or interact with the Platform in an automated manner is absolutely prohibited.
  • Collusion: Any form of coordination or information sharing between two or more Players at the same table, event, or game session for the purpose of gaining an unfair advantage is strictly forbidden.
  • Fraud and Misrepresentation: Providing false identity information, using stolen or fraudulently obtained payment credentials, or impersonating another person for any purpose.
  • Chargebacks: Initiating an unjustified chargeback or reversal of a deposit transaction with a payment provider. All legitimate deposit disputes must be raised directly with Cempaka99 support in the first instance.
  • Money Laundering: Using the Platform for any purpose related to the concealment, conversion, or transfer of funds derived from illegal activity.
  • Hacking and Interference: Attempting to gain unauthorised access to any part of the Platform, its servers, databases, or source code; introducing malicious code, viruses, or other harmful software.
  • Multiple Account Operation: Creating or operating more than one registered account for any purpose, including attempting to claim multiple welcome bonuses or circumvent an existing account suspension.
10

Account Suspension & Termination

Cempaka99 reserves the right to temporarily suspend, permanently close, or restrict the functionality of any Player account at its sole discretion, with or without prior notice, in circumstances including but not limited to:

  • Suspected or confirmed breach of any provision of these Terms.
  • Failure to complete KYC verification within the required timeframe.
  • Suspicion of fraud, money laundering, or collusion.
  • Receipt of a chargeback notification from a payment provider.
  • A Player's self-exclusion request under the Responsible Gambling programme.
  • A court order, regulatory instruction, or law enforcement request.

Where an account is closed for breach of these Terms, Cempaka99 reserves the right to withhold the entirety of the account balance, including both real-money and bonus funds, pending investigation. Where no breach is found, net deposit balances (excluding bonus funds) will be returned via the original deposit method.

Players who wish to voluntarily close their account may do so by submitting a written request to the Customer Support team via live chat or email. Voluntary account closures will be processed within five (5) working days and all eligible real-money balances will be returned.

11

Responsible Gambling

Cempaka99 is committed to providing a safe and responsible gaming environment. We treat responsible gambling as an obligation, not an afterthought. The following tools and policies are available to all registered Players:

  • Deposit Limits: Daily, weekly, and monthly deposit limits may be set via the Account Settings page. Limit reductions take immediate effect. Limit increases are subject to a 24-hour cooling-off period.
  • Session Time Reminders: Players may configure on-screen alerts that trigger after a specified duration of continuous play.
  • Self-Exclusion: Players may request a temporary self-exclusion for periods of 30, 90, or 365 days, or a permanent self-exclusion. Self-exclusion requests are processed immediately and no marketing communications will be sent to excluded Players during the exclusion period.
  • Reality Check: Periodic pop-up notifications reminding the Player of the duration and total value of their current gaming session.
  • Account Cool-Off: A short-term break of 24, 48, or 72 hours may be activated via account settings without the formality of full self-exclusion.

For further guidance on responsible gambling tools, player support resources, and information on problem gambling assistance, please visit our dedicated Responsible Gambling page. For players aged 21 and above only.

12

Privacy & Data Protection

The collection, storage, processing, and use of your personal data by Cempaka99 is governed by our Privacy Policy, which is incorporated herein by reference and forms an integral part of these Terms and Conditions. By accepting these Terms, you also confirm your acceptance of the Privacy Policy.

Cempaka99 collects and processes personal data for the purposes of account administration, identity verification, transaction processing, fraud prevention, regulatory compliance, and the delivery of marketing communications where consent has been provided. We do not sell or disclose personal data to third parties for commercial marketing purposes.

For full details regarding your data rights, the categories of data we process, our data retention practices, and our use of cookies, please review our Privacy Policy.

13

Intellectual Property

All content on the Cempaka99 Platform — including but not limited to the brand name, logo, trade marks, trade dress, website design, game interfaces, graphics, text, software, and databases — is the exclusive intellectual property of Cempaka99 and/or its licensed game providers and is protected by applicable intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, non-commercial gaming purposes in accordance with these Terms. No content from the Platform may be reproduced, distributed, modified, publicly displayed, or transmitted in any form without the prior written consent of Cempaka99.

14

Limitation of Liability

To the fullest extent permitted by applicable law, Cempaka99, its directors, officers, employees, agents, contractors, and licensors shall not be liable to any Player for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:

  • The use of, or inability to use, the Platform or any of its services.
  • Loss of winnings or profits resulting from game malfunctions, software errors, or network failures.
  • Unauthorised access to or alteration of a Player's account data.
  • Any conduct or content of any third party on the Platform.
  • Any interruption, suspension, or termination of the Platform or any service.

Cempaka99's total aggregate liability to any Player in connection with any and all claims arising from use of the Platform shall not exceed the net deposits made by that Player during the twelve (12) months immediately preceding the event giving rise to the claim.

Gambling involves inherent financial risk. You acknowledge that you may lose all funds deposited on the Platform and that Cempaka99 makes no warranty or representation as to the expected financial outcome of any gambling activity.

15

Amendments to These Terms

Cempaka99 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time and without prior notice, except where applicable law requires a notice period. Changes will take effect from the date of publication on this page, as indicated by the "Last Updated" date shown at the top of this document.

Where amendments are material — such as changes to withdrawal conditions, bonus forfeiture rules, or account eligibility criteria — Cempaka99 will endeavour to notify registered Players via email or in-platform notification at least seven (7) days prior to the amended terms coming into force. Continued use of the Platform after the effective date of any amendment constitutes acceptance of the revised Terms.

16

Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction under which Cempaka99 holds its international e-gaming licence. Any disputes arising out of or in connection with these Terms that cannot be resolved through the Company's internal complaints process shall be subject to the exclusive jurisdiction of the competent courts of that licensing jurisdiction.

Nothing in this clause shall prevent Cempaka99 from seeking injunctive or other equitable relief in any court of competent jurisdiction where necessary to protect its intellectual property rights or to prevent fraudulent activity.

Players are reminded that online gambling is not regulated by any Malaysian governmental body. Malaysian players accept full responsibility for determining and complying with all applicable local laws before using this Platform.

17

Contact Us

If you have any questions, concerns, or complaints relating to these Terms and Conditions, or if you wish to raise a formal dispute, please contact the Cempaka99 Customer Support team through any of the following channels:

  • Live Chat: Available 24/7 via the in-platform chat widget — the fastest way to reach us for any account or transaction queries.
  • Email: [email protected] — for formal written correspondence and document submissions. Please allow up to 48 hours for a response to email enquiries.

Cempaka99 operates a structured complaints resolution process. All formal complaints will receive an acknowledgement within 48 hours and a substantive response within 10 working days. Players who remain dissatisfied following the internal complaints process may escalate their dispute to the relevant licensing authority in accordance with the applicable dispute resolution procedure for our licensing jurisdiction.

Questions About Our Terms?

Our support team is available 24/7. If anything in these Terms and Conditions is unclear, reach out via live chat before registering. We are happy to explain any clause in plain language — no legal jargon required. For players aged 21 and above only.